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3 Ways To Pamper Yourself After a Long Week

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It’s been a tough year for everyone and now, more than ever, we need to find ways to pamper ourselves. From spa therapies to things you can do at home, there is a wide range of treatments to help you feel great. Listed here are three that you should check out right away.

1. Facials

The skin is the largest organ in the body and when it is not feeling great, you usually aren’t as well. Luckily, an easy way to nourish your skin is by getting a facial. Drugstores are full of home facial products that you can purchase to have a self-care night at home. If you don’t feel like doing it yourself, you can visit a spa for a professional facial. Either way, getting glowing skin is an achievable goal for nearly everyone.

2. Massages

massage

Our work lives have been turned upside down this year and our bodies are feeling the strain. Treat yourself to a massage Napa CA and feel the stresses and strains fade away. From hot stone to shiatsu, there are different types of massages that can target particular issues you may be having. These can be done as frequently as you like, so give it a try and see if it works for you.

3. Meditation

Maybe the stress you’re feeling right now is mental, not physical, and you just need a respite from the chaos of your life. Try working meditation into your daily or weekly routine. There are plenty of apps out there to guide you as you practice meditation, and you may find that this is just the solution you were looking for. 

While you are looking out for all people in your life during this pandemic, don’t forget to focus on yourself. No one will begrudge the time you take for yourself. You’ll feel better prepared to conquer another day when you do.

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Florida Workers’ Compensation Requirements

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Many states require businesses to purchase workers’ compensation insurance as soon as they hire their first employee. However, laws vary by state and there are some exemptions. 

Florida Workers' Compensation Requirements

Requirements and Exemptions

You need to make sure you are in compliance with the workers’ compensation laws in all of the states your business operates in. Florida law requires your business to purchase workers’ compensation insurance Maitland FL, if your business has more than four employees. Coverage is required for part-time employees, but not for independent contractors. 

Sole proprietors and partners are excluded from the requirement, but can still choose to purchase coverage. Construction businesses must purchase coverage for all employees and contractors, even if they only have one employee. However, construction companies can exempt up to three corporate officers, if those officers own at least 10% of the company. They must also confirm that any subcontractors they employ are providing coverage for their own employees. Agriculture companies are required to purchase coverage if they have six or more year-round employees or 12 or more seasonal workers if those workers are employed for more than 30 days. 

Self-employed Workers

Florida mandates that self-employed workers in the construction industry purchase workers’ compensation coverage. Most other self-employed people are not required to purchase coverage unless they employ four or more employees, but it may be a good idea to purchase coverage for some individuals. 

Penalties for Non-compliance

Businesses that do not comply with Florida workers’ compensation laws may be issued a stop-work order and be required to pay a penalty. The penalty is usually double the amount the employer would have paid in premiums for the previous two-years. Failure to comply with a stop-work order can result in criminal charges.

To avoid potential liability and penalties, it is important to comply with Florida workers’ compensation laws. Your insurance professional should be able to help you ensure you are compliant. 

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Are Your Kids Safe on the School Bus?

As a parent, it’s your responsibility to keep your kids safe from harm. Most parents are aware of dangers around the house, but it’s difficult to know about all the dangers lurking outside. If your kids ride the bus to school, you may want to know about some hidden dangers kids may face on the school bus.

School bus drivers are considered drivers of commercial vehicles by the law. However, since school buses don’t cross state lines, federal safety regulations that apply to commercial vehicle drivers do not apply to school bus drivers. As a result, many less qualified or less experienced drivers who do not qualify as drivers for commercial transportation and trucking companies find it easy to get a job driving a school bus full of children.

Commercial vehicle drivers must have a certain type of driver’s license called a CDL license. Although some school bus drivers do get these licenses, other regulations like company screenings and background checks are rare. In many cases, background checks are not even required. Unfortunately, the lack of background checks, lack of qualifications, and relaxed safety regulations contributes to many school bus accidents and injuries seen by an accident attorney in Portland, Oregon. Children put on school buses with inexperienced drivers are at a much higher risk of harm.

School bus drivers are employed by school bus companies. Your child’s school does hire the school bus company, but they have nothing to do with hiring individual drivers. Since school bus companies are eager to get lucrative contracts with local school districts, many don’t do background checks that slow down the hiring process. As a result, many school bus companies hire inexperienced and unqualified drivers. Many school bus drivers even have criminal records for DUI offenses, physical and sexual assaults, and child pornography. Without a background check, arrests for criminal offenses and extensive vehicle accidents are never discovered.

There are 21 million children riding on school buses every day in the U.S. To protect your child from unnecessary school bus accidents and injuries often seen by an accident attorney in Portland, Oregon, investigate your child’s school district’s requirements for school bus drivers.

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What to Keep in Mind After a Major Storm Hits Your Home

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If you live in an area where storms are common, you need to be on your guard. You never know just when your home may be hit by a major tornado, hurricane, or flash flood. Even if you avoid the worst of a storm, the aftermath may do considerable damage to your home. This is why it’s a good idea to take all of the necessary precautions to make sure that your home is ready to ride out a storm if one should come your way. Are You Sure That Your Home Can Handle the Damage from a Storm? The first thing you need to be absolutely sure of is that your home is in good enough shape to last through a major storm. You need to make sure your roof is strong enough to handle the damage that is sure to come. It’s a good idea to get the walls and foundations of your house checked up on by a property expert.

This way, if there are any areas that need shoring up, you can do the work in time to prevent a major disaster. The damage that your home sustains from a storm may not always show up during the actual event. After the storm has passed and the water has been pumped out of your home, you may suddenly be attacked by mold and harmful bacteria. You’ll need to have an expert remove any areas where standing water is present. You’ll Need the Name and Number of a Reputable Storm Damage Service Another thing you need to keep in mind is the name and number of a place where you can get first class storm damage services . This is not an area where you can afford to make any cost cutting compromises. Your home is the place where your loved ones and all of your precious possessions reside. It needs to be brought up to code immediately after a storm. You will need to call on a local service provider to make sure this happens.

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Benefits Of Estate Planning

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Many people believe that estate planning is something that needs to be done by only wealthy families. However, anyone can gain benefits from estate planning because it can ensure your finances, home and other assets are well taken care of after you pass away. It is a way for you to provide for your loved ones even after you have gone. The key to estate planning is to hire the help of one of the many St. Louis top law firms, such as the one found at www.carmodymacdonald.com. Below are some extra benefits of taking advantage of estate planning.

Provide For Your Family

The first advantage of estate planning is that you will be able to leave enough money for your immediate family to use and benefit from. Typically, your money will be left to your surviving spouse or an appointed beneficiary to use and divide up between your family members.

Assurance That Beneficiaries Receive Assets

When you finish detailing your estate planning, it will lay out exactly how you want your assets given out to family members. When you have an estate plan, there will be no questions needing to be resolved by the courts in the unfortunate event that your family disagrees on how to divide up your assets.

Less Taxes And Expenses

When you use a lawyer from one of the many St. Louis top law firms, you will be able to lower the cost of property transfers from your name to your beneficiaries. This can be a huge help for your loved ones, especially if they are low on funds.

Ease Family Burdens

It can be very difficult for some people to have to plan a funeral for a loved one while they are grieving. When you are creating your estate plan, you will be able to tell your family how you want your funeral to be and even set aside funds to cover the cost.

As you can see, there are many reasons why you should consider estate planning before you pass away. Having a detailed estate plan can help take a bit of the burden off of your loved ones after you have passed away. It can be a difficult time for your family and having a plan for them after you leave will ensure they are well taken care of.