Settling Debts During a Divorce

Very few people in the world today exchange vows without thinking about what will happen if the marriage ends in divorce. When you get married, you expect that you and your spouse will be together until one of you passes away decades in the future. The sad truth though is that one out of every two marriages now ends in divorce. Not only will you need to decide who gets primary custody of your children, if either of you should get alimony and whether to ask for child support, you also need to understand what happens to your debts.

Settling Debts During a Divorce

What’s Yours is Yours

The court will typically have a mentality of what is yours is yours. If you came into the marriage with thousands of dollars in student debt and did not pay off those loans before the divorce, the court will hold you responsible for those loans later. The same thing holds true for your former spouse too. Your former spouse is responsible for paying any of the debts that he or she had prior to your marriage, even if you helped your spouse pay those debts in the past.

Division of Property

Many people think of the division of property that happens during a divorce as something that only includes assets like any homes or vehicles owned. It actually refers to the debts that the two share. As a married couple, you likely took out multiple loans that included both your names. The court can divide those loans and assign each of you a portion that you need to pay. You should keep in mind though that the court will typically assign more debt to the partner who makes more money.

Shared Debt Problems

A common problem that can arise is when your spouse does not make payments on a shared debt. The court may assign your former spouse a debt that you took out together, which means that your name is still on that debt. If that individual stops making payments, you risk your credit score dropping. A banking expert can speak to the court on your behalf and explain why you should legally have your name taken off that loan. The court may hold your former spouse in contempt and penalize that person with jail time or fines for not paying. You should look at all the debts that you and your spouse have before filing for divorce.

4 Tips for Improving Workplace Security

It doesn’t matter if you’re working in an underground bunker or a brightly-lit retail store: Security is important. Here are just a few ways to increase the safety of yourself and your employees as you go about your day.

1. Install a Turnstile

Turnstiles are metal gates that only allow one person at a time to pass a checkpoint or entryway. They come in different sizes, materials and weights depending on the level of security that you desire, and they can also be manually or computer operated depending on their level of technology. They’re a great way to control traffic flow coming in and out of your building, so consider turnstiles for your next security upgrade.

2. Use Biometric Technology

Biometric technology operates on things like fingerprints and retina scans. Many business owners use it on their time clocks to stop fraud from their employees, but it also has value as a security measure. For example, you can install biometric scanners that only allow certain people to have access to confidential rooms or labs. You could even put one on your front door to stop unauthorized personnel from coming in off the streets.

 

3. Use Your Surveillance Equipment Correctly

Are your motion sensors arranged at the right heights? Are your lights and cameras positioned in a way that covers the entire premises? If your alarm is triggered, will the police come within a reasonable time frame? You can buy the best surveillance equipment in the world, but if it’s full of blind spots and midday sun glares, you won’t get your money’s worth. Do yourself a favor and evaluate your current security system for flaws.

 

4. Hire Security Guards

Last but certainly not least, consider hiring a few security guards to monitor your doors or walk around your parking lot at night. They’ll catch things that computers can’t, and what’s more, they can use human judgement and logic when they suspect that something is amiss. You can’t always trust a computer to correctly identify and track a would-be burglar, but that’s exactly what you pay a security guard to do.

 

Whether you’re looking for a stainless steel Su3000 turnstile or just a plain wooden fence for the backyard, let these tips help you increase the security around your building. You never know when an unexpected future event will make you glad that you did.

Several Things To Consider Choosing The Right Attorney

Choosing the right attorney can have a very important impact on your case. The fact that there is an abundance of attorneys practicing family law Centennial does not make the selection easy. Beyond the assurance that the attorney should represent your best interest, there are other factors to consider.

An attorney who practices family law can negotiate on your behalf. Whether you are filing for a divorce, seeking custody of your children or need a prior custody or support ruling modified, here are several things to consider.

Prepare a List of Questions

One way to narrow the selection of finding a good attorney is to meet with the attorney for before hiring their services. Before your initial consultation, prepare a list of questions. The answers provided will help in your decision.

A few questions to jumpstart your list includes:

  • How long has the attorney practiced family law?
  • How many cases similar to yours does the attorney handle? How often?
  • Will the attorney handle your case, or will you mostly interact with a paralegal, different attorney or an assistant?
  • Does the attorney bring any special expertise to your case?
  • Does the firm have different payment options?

Qualities for a Good Match with a Family Law Attorney

The consultation provides the optimal time for you to not only get answers to your questions, but you can also assess they attorney’s behavior. A skilled legal professional might not be enough if the two of you do not have a strong rapport. Family matters can become very sensitive when emotions are involved. You want someone who understands your concerns and will make sound decisions about strategy.

Some qualities that might indicate an attorney is a good match for your case include:

  • Listens to your questions and concerns
  • Makes you feel at ease when you are expressing yourself
  • Communicates a logical and practical strategy for your case

With laws constantly changing, family law can be a complicated area. Turning to a good legal professional who knows the law allows you to focus on other things without stressing about how your case might be resolved.

Above anything else, you want to know that the attorney you choose will handle every issue with your best interests as the top priority. A diplomatic attorney is good, but you also want to know he or she will not back down if the case ends up in court. Securing the right outcome begins with hiring the right attorney who will work diligently for you.

General Supplies That Are Needed While Taking a Domestic Violence Course

When legal officials schedule a domestic violence course, specific steps must be followed so that the entire process can be completed efficiently and successfully. Because a lot of things happen throughout this kind of course, students should arrive at the course location properly prepared. Then, practical products and solutions must be used after each course in order to prep for other course objectives.

Products for Notes

Course instructors typically cover various information about domestic violence during a course, and the process of absorbing this information so that the procedures can implemented effectively can be challenging. This is why students should invest in a product that provides strategic opportunities to take notes. Because different instructors have unique rules, phones and other gadgets may not be allowed in the building during a class, so using a pen and paper is probably the best way to take various notes. In order to stay organized well taking notes this way, different points should be placed in specific portions of an organizer.

Beneficial Apps

The instructors who tackle domestic violence issues have one goal, which is to educate students so that they won’t act violently during typical situations. However, an instructor won’t be successful if the students don’t take the proper steps to prevent domestic violence by relying on the course information. The process of accomplishing this task isn’t always easy, and this is why students should rely on apps along the way. During the early phase of the process, a reminder app can provide practical benefits. By using this kind of app, a phone can generate alerts according to the points that were covered during the domestic violence course. Then, an app that detects blood pressure levels should be used. If blood pressure is properly managed throughout tense situations, proper procedures can be implemented in order to prevent intensity that could lead to anger problems.

Court ordered domestic violence classes are very important because they help students effectively avoid violence. However, in order to succeed while taking these classes, proper tools and products will be needed.

Three Reasons to Consult with a Workers’ Compensation Attorney

If you have been injured at work, you may be entitled to workers’ compensation, but you may also need the assistance of an attorney. The following are three reasons you may want to consider consulting with a lawyer that has expertise in this area of the law.

You are not sure if your injury qualifies
Not every injury will entitle you to workers’ compensation. You may think that the injury you have is obvious enough, but the injury must prevent you from working your job, and not all injuries will prevent you from doing your job. In addition, your injury must have occurred on the job. You may think you are entitled to workers’ compensation because you cannot work, but an injury by itself is not enough. It must have happened on the job, nor can it be an injury that you believe happened after work, but was related to something that previously happened on the job. There are, however, exceptions to this latter situation, but you will need to consult an attorney.

Workers’ compensation or disability?
Your injury may be severe enough that you will need to file for disability and not workers’ compensation. However, these are two different programs for helping workers who are unable to work. In some situations, you may need to file for workers’ compensation first, and then after the injury is determined to be permanent, file for disability. It is an attorney that can look at the specifics of your injury and help you determine the proper course of action.

You have been denied a claim
Having a claim denied is clearly a sign that you should have spoken to an attorney before you filed; however, it is still not too late to consult with an attorney. There are many reasons a workers’ compensation claim is denied. It may be as simple as not documenting your injury sufficiently. Keep in mind that insurance companies do not like paying out money, so they are always looking for ways to deny a claim. An attorney can look at the reason why your claim was denied and the circumstances of your injury, along with the documentation of your injury, and determine if you can fight your insurance claim being rejected.

Whatever your situation may be, you shouldn’t hesitate to speak to an attorney. Lawyer Peter O. Hansen is an example of an attorney working in the field of workers’ compensation issues who can help you.